That isn’t innovation. Its risk disguised as progress missing one of the key legs on the stool.

And the biggest mistake, thinking you can stitch together a bunch of single‑capability partners and magically get a unified system. You won’t.

Peggy’s Blog:
Is AI Crippling ERP?

For decades, ERP (enterprise-resource planning) systems have been the backbone of business. They brought together finance, manufacturing, supply chains, procurement, human resources, and customer data into one centralized platform. Then came M2M (machine-to-machine) communications and the rise of the IoT (Internet of Things), connecting physical assets, equipment, and infrastructure to digital systems in realtime. Now, AI (artificial intelligence) has entered the conversation—and many are beginning to ask one really big question: Will AI be the end of ERP?

I’d like to add my two cents to this conversation. For one, this isn’t the first time we have had this conversation. We literally had this exact same ERP conversation when M2M and IoT technologies exploded onto the scene.

$20.8B in Redemption Requests. Percent Was Issuing Deals and Paying on Schedule.

Those requests came from non-traded BDC investors in Q1 2026, and most got back roughly half of what they asked for. Moody's U.S. BDC sector outlook: Negative.

On Percent's marketplace that same quarter: new issuances, scheduled payments, 0.44% lifetime net loss rate on asset-based deals since inception.† The difference is structural: concentrated corporate loans with redemption windows that close at manager discretion vs. asset-based finance with 6–24 month deal terms. 14.6% net ABS returns LTM after losses (3/31/26).† Starting at $500.

Alternative investments are speculative. No assurance can be given that investors will receive a return of their capital. †Past performance is not indicative of future results. Terms apply.

Summer is approaching. Those of us here in the United States just celebrated Memorial Day, which is often the unofficial kick off to summer and with June right around the corner, it is the perfect time to launch a summer safety blog series to help construction teams stay safe during the busy and risky months of the year.

As many might already know, June is National Safety Month. In the next several weeks, we will cover some of the biggest safety challenges facing construction teams in 2026, from heat exposure to near-miss reporting and toolbox talks. But before we get into specific hazards, we need to start with the foundation of every successful safety program: the company culture

Looking to sponsor an upcoming segment of The Peggy Smedley Show? Check out the exciting topics planned for the coming months and send your ideas to [email protected]

October: How to Secure Your Data
November: Construction Connectivity Trends to Watch

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